Any fees paid out-of-pocket by the consumer (you) are expected at the time of services, unless prior arrangements have been made. We will try to accurately inform you of any payment that will be expected prior to your first session. However, changes to insurance may alter your contributions towards the bill prior to the first session and during treatment. While we will try to keep you informed of any changes in your insurance, you are ultimately financially responsible for all services received at Our Generations.